Product

A complete record of what your family owns and owes.

Oikos is built around property and the structures that hold it. Everything else, from loans to documents to deadlines, attaches to the same record.

Entities and ownership

Model the structure once. Every view follows.

Add the people, trusts, companies and partnerships in your family. Then say who owns each asset and liability, by percentage and from which date.

  • Shares on any asset must total 100%, so gaps and overlaps show up straight away.
  • A sale, transfer to a trust or inheritance closes the old ownership and keeps it in history.
  • The family total counts every asset once, however many layers sit above it.
Edit ownership · Olive farm
Smith Family Trust60%
Smith Agri Ltd40%
Total 100%Effective from 1 Oct 2026
Real estate

Homes, rentals, land, farms. Each with its full story.

A property page brings value, owners, loans, leases, costs and documents together, so you never reconstruct a property from five folders.

Residential

Primary and secondary homes, and residential rentals with lease dates and rent.

Commercial

Offices, shops and warehouses with tenants, terms and income.

Land and farms

Parcels with cadastre references, areas, crops, water rights and easements.

Olive farm, Paphos

Olive farm, Paphos

Farm · agricultural · 120,000 m²
Active
Value (appraisal, Mar 2026)€2.40M
Loan balance€600k
Equity€1.80M
Loan
Farm mortgage4.1% fixed
Next payment15 Oct · €4,200
Matures2034
Documents
Title deed (Greek)3 to confirm
Appraisal reportConfirmed
Insurance scheduleNot added
Review extracted fields · Loan agreement
LenderExample Bank Cyprus
Original principal€750,000
Interest rate4.1% fixed
Maturity14 Mar 2034
Secured onPick property
Confirm 4 fieldsEdit

Source: page 2 and page 7 of the uploaded document. Nothing is saved until you confirm.

Documents

Upload it. Oikos proposes the details. You confirm them.

Deeds, loan agreements, leases and appraisals that are already text or PDF. Oikos proposes the key fields and you confirm them before anything is saved. Scanned and Greek-language documents are planned.

  • English and Greek at launch. More languages after.
  • Nothing enters your record without a human confirming it.
  • Every document stays linked to the property, loan or entity it belongs to.
Net worth and reporting

A statement you can hand to your bank.

See net worth by asset class, entity and country. Export a clean PDF statement for a lender, an advisor or your own records. Multi-currency holdings roll up into your base currency, with the conversion date shown.

Net worth · by currency
Net worth (EUR)€7.84M
Rates as of28 Sep 2026
Held in EUR€6.91M
Held in GBP (£0.55M)€0.64M
Held in USD ($0.31M)€0.29M

See your own structure in Oikos.

Send us a rough outline of your entities and properties and we will set up a walkthrough with your data.